Commercial Insurance

Commercial Insurance

COMMERCIAL OPTIONS

We offer many different types of business policies. Contact us for more information!

GENERAL LIABILITY

Also known as business liability insurance, general liability insurance protects you and your business from “general” claims involving bodily injuries and property damage. Almost every business has a need for general liability insurance.

COMMERCIAL PROPERTY

Commercial property insurance is typically offered as part of the Commercial Package policy (CPP). The Commercial property insurance coverage is specifically designed to provide protection for any buildings or business personal property, used for commercial purposes.

COMMERCIAL AUTO

Commercial Auto Insurance is a policy that covers all vehicles used by the business or organization. This includes vehicles owned, leased, hired, and borrowed. It provides coverage for liability exposure as well as damage to the vehicle.

WORKERS COMPENSATION

Workers’ compensation insurance protects a business owner from claims by employees who experience a work-related injury or illness either sustained on business premises or due to business operations. In all states, most companies are required to carry workers’ compensation insurance for their employees.

BOP (BUSINESS OWNERS POLICY)

A Business Owners Policy (BOP) is a package policy that typically combines general liability and property insurance, along with other optional coverage, for small- to medium-sized businesses in lower risk business classes.

PROFESSIONAL LIABILITY

Professional Liability insurance covers any errors or mistakes made by you or people who work for your business, while trying to provide a service. Such branches of coverage under this insurance policy would include legal defense costs, judgments, and settlements (or company losses).

OTHER OPTIONS AVAILABLE

  • CYBER LIABILITY
  • EXCESS AND SURPLUS
  • MEDICAL LIABILITY
  • ACCIDENT AND HEALTH
  • INLAND MARINE
  • EQUIPMENT BREAKDOWN
  • DIRECTORS AND OFFICERS